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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,330 | $176,077-15.8% | $159,455-7.0% | $167,518-11.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 22.81% | 331.83%-309.0pp | 263.63%-240.8pp | 478.71%-455.9pp |
| Employer contribution / active EE | $2,677 | $5,298-49.5% | $4,830-44.6% | $4,838-44.7% |
| Participant deferral / active EE | $2,907 | $7,751-62.5% | $7,353-60.5% | $6,342-54.2% |
| Admin fee / account holder | $7,000 | $12,556-44.3% | $10,800-35.2% | $12,312-43.1% |