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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,006 | $165,399-15.4% | $149,745-6.5% | $158,982-11.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.73% | 348.34%-337.6pp | 276.72%-266.0pp | 302.99%-292.3pp |
| Employer contribution / active EE | $2,767 | $5,105-45.8% | $4,646-40.4% | $4,763-41.9% |
| Participant deferral / active EE | $2,784 | $7,183-61.2% | $6,843-59.3% | $5,983-53.5% |
| Admin fee / account holder | $11,531 | $10,811+6.7% | $9,312+23.8% | $11,252+2.5% |