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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,025 | $157,304-4.6% | $141,197+6.3% | $152,909-1.9% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 21.73% | 64.34%-42.6pp | 71.41%-49.7pp | 345.46%-323.7pp |
| Employer contribution / active EE | $2,417 | $5,263-54.1% | $4,736-49.0% | $4,764-49.3% |
| Participant deferral / active EE | $2,458 | $7,111-65.4% | $6,710-63.4% | $5,851-58.0% |
| Admin fee / account holder | $14,358 | $12,126+18.4% | $10,265+39.9% | $11,601+23.8% |