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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,210 | $101,618-1.4% | $93,063+7.7% | $137,256-27.0% |
| Participation rate | 90.0% | 74.9%+15.1pp | 72.1%+17.9pp | 80.0%+10.0pp |
| Annual return | 10.95% | 223.95%-213.0pp | 34.15%-23.2pp | 220.34%-209.4pp |
| Employer contribution / active EE | $2,257 | $2,707-16.6% | $2,476-8.8% | $4,156-45.7% |
| Participant deferral / active EE | $8,648 | $4,279+102.1% | $3,958+118.5% | $6,407+35.0% |
| Admin fee / account holder | $21,958 | $6,198+254.3% | $6,033+264.0% | $12,270+79.0% |