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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,210 | $102,938-2.7% | $94,105+6.5% | $138,895-27.9% |
| Participation rate | 90.0% | 74.6%+15.4pp | 71.9%+18.1pp | 79.9%+10.1pp |
| Annual return | 10.95% | 250.28%-239.3pp | 204.55%-193.6pp | 145.39%-134.4pp |
| Employer contribution / active EE | $2,257 | $2,732-17.4% | $2,504-9.9% | $4,194-46.2% |
| Participant deferral / active EE | $8,648 | $4,196+106.1% | $3,881+122.8% | $6,396+35.2% |
| Admin fee / account holder | $21,958 | $6,600+232.7% | $6,199+254.2% | $12,562+74.8% |