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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,739 | $117,426-9.1% | $99,470+7.3% | $152,885-30.2% |
| Participation rate | 94.4% | 77.5%+16.9pp | 73.8%+20.6pp | 82.5%+12.0pp |
| Annual return | 2.07% | 31.87%-29.8pp | 30.72%-28.6pp | 345.39%-343.3pp |
| Employer contribution / active EE | $2,462 | $3,014-18.3% | $2,540-3.1% | $4,763-48.3% |
| Participant deferral / active EE | $6,666 | $4,086+63.1% | $3,619+84.2% | $5,851+13.9% |
| Admin fee / account holder | $18,394 | $7,634+140.9% | $6,252+194.2% | $11,598+58.6% |