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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,201 | $72,269+85.7% | $101,271+32.5% | $79,852+68.1% |
| Participation rate | 71.7% | 68.5%+3.2pp | 75.8%-4.1pp | 69.6%+2.0pp |
| Annual return | 9.67% | 22.29%-12.6pp | 46.48%-36.8pp | 31.72%-22.0pp |
| Employer contribution / active EE | $1,024 | $2,692-62.0% | $3,660-72.0% | $2,471-58.6% |
| Participant deferral / active EE | $2,602 | $3,282-20.7% | $4,371-40.5% | $3,740-30.4% |
| Admin fee / account holder | $6,805 | $4,401+54.6% | $5,948+14.4% | $5,306+28.2% |