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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,405 | $57,352+125.6% | $83,830+54.4% | $64,173+101.7% |
| Participation rate | 68.8% | 68.6%+0.1pp | 76.1%-7.4pp | 69.6%-0.8pp |
| Annual return | -7.37% | 11.38%-18.8pp | 850.97%-858.3pp | 7.63%-15.0pp |
| Employer contribution / active EE | $3,615 | $2,546+42.0% | $3,631-0.4% | $2,381+51.9% |
| Participant deferral / active EE | $3,603 | $2,993+20.4% | $4,082-11.7% | $3,470+3.8% |
| Admin fee / account holder | $507 | $4,046-87.5% | $5,479-90.7% | $4,887-89.6% |