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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,101 | $56,894+125.2% | $84,753+51.1% | $62,881+103.7% |
| Participation rate | 70.6% | 68.5%+2.1pp | 76.6%-6.0pp | 69.3%+1.3pp |
| Annual return | 10.00% | 6.30%+3.7pp | 22.78%-12.8pp | 20.14%-10.1pp |
| Employer contribution / active EE | $5,330 | $2,400+122.1% | $3,574+49.1% | $2,281+133.7% |
| Participant deferral / active EE | $4,655 | $2,709+71.8% | $3,712+25.4% | $3,203+45.3% |
| Admin fee / account holder | $1,597 | $3,581-55.4% | $5,333-70.0% | $4,296-62.8% |