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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,272 | $88,778+81.7% | $81,844+97.0% | $145,884+10.5% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 9.55% | 1033.03%-1023.5pp | 778.87%-769.3pp | 551.85%-542.3pp |
| Employer contribution / active EE | $770 | $3,087-75.1% | $2,916-73.6% | $4,662-83.5% |
| Participant deferral / active EE | $3,798 | $4,648-18.3% | $4,323-12.2% | $6,690-43.2% |
| Admin fee / account holder | $1,425 | $8,430-83.1% | $7,355-80.6% | $13,392-89.4% |