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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,100 | $92,766+2.5% | $82,763+14.9% | $134,545-29.3% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -17.13% | 946.97%-964.1pp | 702.45%-719.6pp | 418.37%-435.5pp |
| Employer contribution / active EE | $902 | $3,273-72.4% | $3,008-70.0% | $4,742-81.0% |
| Participant deferral / active EE | $4,459 | $4,802-7.2% | $4,395+1.4% | $6,401-30.3% |
| Admin fee / account holder | $723 | $5,978-87.9% | $5,325-86.4% | $11,431-93.7% |