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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,000 | $109,872-2.6% | $98,483+8.6% | $167,536-36.1% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 12.29% | 1959.31%-1947.0pp | 1494.38%-1482.1pp | 478.82%-466.5pp |
| Employer contribution / active EE | $876 | $3,225-72.8% | $2,961-70.4% | $4,839-81.9% |
| Participant deferral / active EE | $4,351 | $4,673-6.9% | $4,276+1.8% | $6,342-31.4% |
| Admin fee / account holder | $994 | $6,757-85.3% | $5,953-83.3% | $12,315-91.9% |