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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,497 | $96,691+45.3% | $86,656+62.1% | $139,487+0.7% |
| Participation rate | 66.7% | 74.4%-7.8pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 14.62% | 106.87%-92.2pp | 593.09%-578.5pp | 373.84%-359.2pp |
| Employer contribution / active EE | $896 | $3,267-72.6% | $3,025-70.4% | $4,755-81.1% |
| Participant deferral / active EE | $4,429 | $4,838-8.4% | $4,439-0.2% | $6,713-34.0% |
| Admin fee / account holder | $4,448 | $6,414-30.7% | $5,619-20.8% | $11,407-61.0% |