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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,920 | $90,486+10.4% | $78,676+27.0% | $273,972-63.5% |
| Participation rate | 57.1% | 76.5%-19.4pp | 73.6%-16.4pp | 83.0%-25.9pp |
| Annual return | 2.56% | 75.62%-73.1pp | 62.19%-59.6pp | 41.46%-38.9pp |
| Employer contribution / active EE | $1,304 | $3,175-58.9% | $2,850-54.2% | $4,869-73.2% |
| Participant deferral / active EE | $5,298 | $3,901+35.8% | $3,517+50.7% | $5,287+0.2% |
| Admin fee / account holder | $108,032 | $5,263+1952.6% | $4,510+2295.4% | $10,133+966.2% |