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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,149 | $100,938+10.1% | $90,461+22.9% | $158,982-30.1% |
| Participation rate | 68.8% | 75.0%-6.3pp | 72.7%-3.9pp | 82.0%-13.2pp |
| Annual return | 13.78% | 1727.20%-1713.4pp | 1294.76%-1281.0pp | 302.99%-289.2pp |
| Employer contribution / active EE | $1,877 | $3,691-49.2% | $3,264-42.5% | $4,763-60.6% |
| Participant deferral / active EE | $8,207 | $4,350+88.7% | $3,964+107.0% | $5,983+37.2% |
| Admin fee / account holder | $26,734 | $6,510+310.7% | $5,617+376.0% | $11,252+137.6% |