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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,155 | $90,607+7.2% | $79,467+22.3% | $135,380-28.2% |
| Participation rate | 58.8% | 76.0%-17.2pp | 73.3%-14.5pp | 82.6%-23.8pp |
| Annual return | -7.65% | 977.74%-985.4pp | 718.30%-726.0pp | 519.81%-527.5pp |
| Employer contribution / active EE | $1,370 | $3,068-55.3% | $2,800-51.1% | $4,779-71.3% |
| Participant deferral / active EE | $5,534 | $4,050+36.6% | $3,704+49.4% | $5,609-1.3% |
| Admin fee / account holder | $3,507 | $5,895-40.5% | $5,104-31.3% | $10,828-67.6% |