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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,530 | $110,379+61.7% | $102,412+74.3% | $145,884+22.4% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 11.91% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $9,913 | $4,216+135.1% | $3,870+156.2% | $4,662+112.6% |
| Participant deferral / active EE | $7,294 | $5,622+29.7% | $5,060+44.1% | $6,690+9.0% |
| Admin fee / account holder | $5,221 | $9,745-46.4% | $8,388-37.8% | $13,392-61.0% |