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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,434 | $65,367+46.0% | $92,915+2.7% | $72,976+30.8% |
| Participation rate | 85.2% | 68.3%+16.9pp | 76.0%+9.2pp | 69.5%+15.7pp |
| Annual return | 21.10% | 42.11%-21.0pp | 109.45%-88.3pp | 81.02%-59.9pp |
| Employer contribution / active EE | $7,440 | $2,594+186.8% | $3,653+103.6% | $2,440+204.9% |
| Participant deferral / active EE | $3,906 | $3,128+24.9% | $4,238-7.8% | $3,608+8.3% |
| Admin fee / account holder | $1,958 | $4,251-54.0% | $5,796-66.2% | $5,124-61.8% |