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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,632 | $72,273+47.5% | $101,275+5.3% | $79,856+33.5% |
| Participation rate | 72.4% | 68.5%+4.0pp | 75.8%-3.4pp | 69.6%+2.8pp |
| Annual return | 12.17% | 22.30%-10.1pp | 46.48%-34.3pp | 31.71%-19.5pp |
| Employer contribution / active EE | $3,545 | $2,691+31.7% | $3,660-3.1% | $2,471+43.4% |
| Participant deferral / active EE | $3,790 | $3,282+15.5% | $4,371-13.3% | $3,741+1.3% |
| Admin fee / account holder | $1,404 | $4,401-68.1% | $5,948-76.4% | $5,306-73.5% |