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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,708 | $63,346+11.6% | $92,240-23.3% | $70,126+0.8% |
| Participation rate | 70.4% | 68.7%+1.7pp | 76.5%-6.1pp | 69.5%+0.8pp |
| Annual return | 16.04% | 530.19%-514.2pp | 176.29%-160.3pp | 73.15%-57.1pp |
| Employer contribution / active EE | $5,346 | $2,471+116.3% | $3,680+45.3% | $2,343+128.2% |
| Participant deferral / active EE | $3,043 | $2,854+6.6% | $3,897-21.9% | $3,332-8.7% |
| Admin fee / account holder | $1,081 | $3,841-71.8% | $5,194-79.2% | $4,645-76.7% |