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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,176 | $81,457+244.0% | $103,378+171.0% | $80,911+246.3% |
| Participation rate | 97.4% | 66.8%+30.6pp | 74.5%+22.9pp | 67.6%+29.8pp |
| Annual return | 11.62% | 25.58%-14.0pp | 24.91%-13.3pp | 35.63%-24.0pp |
| Employer contribution / active EE | $13,240 | $3,107+326.1% | $3,870+242.1% | $2,756+380.4% |
| Participant deferral / active EE | $2,841 | $3,871-26.6% | $5,058-43.8% | $4,297-33.9% |
| Admin fee / account holder | $26,815 | $6,717+299.2% | $8,401+219.2% | $6,935+286.7% |