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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,773 | $73,978+301.2% | $96,515+207.5% | $75,173+294.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 16.09% | 26.72%-10.6pp | 35.73%-19.6pp | 160.72%-144.6pp |
| Employer contribution / active EE | $12,532 | $2,931+327.6% | $3,740+235.1% | $2,671+369.2% |
| Participant deferral / active EE | $3,047 | $3,660-16.7% | $4,880-37.6% | $4,126-26.1% |
| Admin fee / account holder | $533 | $5,219-89.8% | $6,735-92.1% | $5,651-90.6% |