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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,695 | $64,719+296.6% | $112,249+128.7% | $68,486+274.8% |
| Participation rate | 94.9% | 67.2%+27.7pp | 75.1%+19.8pp | 67.9%+27.0pp |
| Annual return | -13.45% | -11.40%-2.1pp | 27.48%-40.9pp | -7.85%-5.6pp |
| Employer contribution / active EE | $14,113 | $2,747+413.8% | $3,636+288.1% | $2,597+443.5% |
| Participant deferral / active EE | $3,027 | $3,565-15.1% | $4,729-36.0% | $4,028-24.8% |
| Admin fee / account holder | $12,521 | $5,232+139.3% | $6,412+95.3% | $5,404+131.7% |