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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,177 | $83,337+193.0% | $67,834+260.0% | $273,972-10.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 1.92% | 259.45%-257.5pp | 138.47%-136.6pp | 41.46%-39.5pp |
| Employer contribution / active EE | $8,333 | $3,287+153.5% | $2,403+246.7% | $4,869+71.2% |
| Participant deferral / active EE | $6,570 | $4,088+60.7% | $3,160+107.9% | $5,287+24.3% |
| Admin fee / account holder | $2,020 | $6,752-70.1% | $4,622-56.3% | $10,133-80.1% |