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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,530 | $104,694+316.0% | $85,709+408.1% | $167,536+160.0% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 4.35% | 21.45%-17.1pp | 21.49%-17.1pp | 478.82%-474.5pp |
| Employer contribution / active EE | $4,444 | $3,337+33.2% | $2,619+69.7% | $4,839-8.2% |
| Participant deferral / active EE | $6,347 | $4,826+31.5% | $3,924+61.8% | $6,342+0.1% |
| Admin fee / account holder | $928 | $10,035-90.8% | $6,876-86.5% | $12,315-92.5% |