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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,838 | $102,638+265.2% | $81,982+357.2% | $158,982+135.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 5.24% | 61.05%-55.8pp | 41.31%-36.1pp | 302.99%-297.7pp |
| Employer contribution / active EE | $4,444 | $3,241+37.1% | $2,498+77.9% | $4,763-6.7% |
| Participant deferral / active EE | $6,880 | $4,649+48.0% | $3,722+84.8% | $5,983+15.0% |
| Admin fee / account holder | $1,130 | $8,237-86.3% | $5,665-80.1% | $11,252-90.0% |