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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,293 | $131,835-32.3% | $108,582-17.8% | $273,972-67.4% |
| Participation rate | 30.0% | 83.5%-53.5pp | 79.6%-49.6pp | 83.0%-53.0pp |
| Annual return | 7.26% | -91.57%+98.8pp | -51.70%+59.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,016 | $4,913-79.3% | $3,758-73.0% | $4,869-79.1% |
| Participant deferral / active EE | $2,297 | $5,127-55.2% | $4,311-46.7% | $5,287-56.6% |
| Admin fee / account holder | $723 | $10,253-92.9% | $7,645-90.5% | $10,133-92.9% |