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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,059 | $144,130-8.4% | $117,861+12.0% | $147,586-10.5% |
| Participation rate | 28.6% | 83.4%-54.9pp | 79.7%-51.1pp | 82.8%-54.3pp |
| Annual return | 19.40% | 531.20%-511.8pp | 335.11%-315.7pp | 578.59%-559.2pp |
| Employer contribution / active EE | $931 | $4,897-81.0% | $3,786-75.4% | $4,876-80.9% |
| Participant deferral / active EE | $2,492 | $5,316-53.1% | $4,482-44.4% | $5,439-54.2% |
| Admin fee / account holder | $1,515 | $10,887-86.1% | $8,021-81.1% | $10,886-86.1% |