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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,522 | $88,707+33.6% | $74,184+59.8% | $273,972-56.7% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | -1.30% | 11.94%-13.2pp | 17.74%-19.0pp | 41.46%-42.8pp |
| Employer contribution / active EE | $1,064 | $3,159-66.3% | $2,370-55.1% | $4,869-78.1% |
| Participant deferral / active EE | $2,240 | $4,212-46.8% | $3,550-36.9% | $5,287-57.6% |
| Admin fee / account holder | $1,720 | $8,717-80.3% | $5,586-69.2% | $10,133-83.0% |