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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,175 | $117,829+134.4% | $102,423+169.6% | $145,877+89.3% |
| Participation rate | 84.6% | 78.6%+6.0pp | 76.5%+8.1pp | 80.3%+4.3pp |
| Annual return | 19.08% | 31.83%-12.7pp | 29.42%-10.3pp | 551.28%-532.2pp |
| Employer contribution / active EE | $3,351 | $3,615-7.3% | $3,023+10.8% | $4,663-28.1% |
| Participant deferral / active EE | $9,025 | $5,732+57.4% | $5,054+78.6% | $6,691+34.9% |
| Admin fee / account holder | $4,952 | $13,335-62.9% | $9,455-47.6% | $13,402-63.1% |