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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,356 | $110,212+88.1% | $96,534+114.8% | $139,466+48.7% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | -7.04% | 26.42%-33.5pp | 25.88%-32.9pp | 373.66%-380.7pp |
| Employer contribution / active EE | $1,782 | $3,620-50.8% | $2,965-39.9% | $4,754-62.5% |
| Participant deferral / active EE | $4,661 | $5,547-16.0% | $4,851-3.9% | $6,712-30.6% |
| Admin fee / account holder | $12,816 | $11,599+10.5% | $8,253+55.3% | $11,409+12.3% |