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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,350 | $72,492-43.0% | $87,104-52.5% | $72,975-43.3% |
| Participation rate | 84.6% | 72.8%+11.8pp | 76.9%+7.7pp | 69.5%+15.1pp |
| Annual return | 3.92% | 24.46%-20.5pp | 28.19%-24.3pp | 81.01%-77.1pp |
| Employer contribution / active EE | $2,077 | $1,894+9.7% | $2,521-17.6% | $2,440-14.9% |
| Participant deferral / active EE | $2,701 | $3,270-17.4% | $4,048-33.3% | $3,608-25.1% |
| Admin fee / account holder | $7,498 | $5,055+48.3% | $7,491+0.1% | $5,124+46.3% |