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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,304 | $78,428-44.8% | $95,960-54.9% | $79,852-45.8% |
| Participation rate | 96.4% | 73.5%+22.9pp | 77.1%+19.3pp | 69.6%+26.7pp |
| Annual return | 1.29% | 19.37%-18.1pp | 91.63%-90.3pp | 31.72%-30.4pp |
| Employer contribution / active EE | $2,257 | $1,945+16.0% | $2,541-11.2% | $2,471-8.7% |
| Participant deferral / active EE | $3,556 | $3,440+3.4% | $4,167-14.7% | $3,740-4.9% |
| Admin fee / account holder | $2,088 | $5,622-62.9% | $6,797-69.3% | $5,306-60.6% |