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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,792 | $67,602-47.1% | $82,312-56.5% | $70,126-49.0% |
| Participation rate | 94.1% | 72.8%+21.3pp | 76.9%+17.2pp | 69.5%+24.6pp |
| Annual return | 11.53% | 21.57%-10.0pp | 25.88%-14.3pp | 73.15%-61.6pp |
| Employer contribution / active EE | $1,944 | $1,755+10.8% | $2,428-19.9% | $2,343-17.0% |
| Participant deferral / active EE | $2,003 | $2,987-33.0% | $3,706-46.0% | $3,332-39.9% |
| Admin fee / account holder | $9,622 | $4,512+113.3% | $5,608+71.6% | $4,645+107.1% |