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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,209 | $180,466+48.6% | $154,114+74.0% | $135,382+98.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.39% | 888.15%-893.5pp | 735.16%-740.6pp | 519.77%-525.2pp |
| Employer contribution / active EE | $3,526 | $6,035-41.6% | $5,298-33.4% | $4,779-26.2% |
| Participant deferral / active EE | $5,060 | $5,806-12.9% | $5,081-0.4% | $5,609-9.8% |
| Admin fee / account holder | $1,565 | $16,144-90.3% | $13,411-88.3% | $10,829-85.5% |