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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,023 | $168,636+66.6% | $147,618+90.4% | $125,388+124.1% |
| Participation rate | 80.0% | 88.8%-8.8pp | 84.6%-4.6pp | 83.2%-3.2pp |
| Annual return | -2.72% | 77.65%-80.4pp | 61.98%-64.7pp | 282.24%-285.0pp |
| Employer contribution / active EE | $8,260 | $6,252+32.1% | $5,565+48.4% | $4,866+69.7% |
| Participant deferral / active EE | $5,723 | $5,507+3.9% | $4,895+16.9% | $5,352+6.9% |
| Admin fee / account holder | $790 | $13,580-94.2% | $11,612-93.2% | $9,541-91.7% |