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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,333 | $181,896+73.4% | $156,551+101.4% | $273,972+15.1% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 7.22% | 30.74%-23.5pp | 32.23%-25.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $8,353 | $6,248+33.7% | $5,501+51.8% | $4,869+71.6% |
| Participant deferral / active EE | $5,665 | $5,550+2.1% | $4,871+16.3% | $5,287+7.1% |
| Admin fee / account holder | $1,534 | $15,560-90.1% | $13,028-88.2% | $10,133-84.9% |