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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,811 | $127,779+340.5% | $106,551+428.2% | $167,518+236.0% |
| Participation rate | 87.5% | 78.3%+9.2pp | 76.1%+11.4pp | 82.1%+5.4pp |
| Annual return | 7.69% | 33.87%-26.2pp | 26.80%-19.1pp | 478.71%-471.0pp |
| Employer contribution / active EE | $7,154 | $3,427+108.8% | $2,819+153.8% | $4,838+47.9% |
| Participant deferral / active EE | $16,910 | $5,088+232.4% | $4,398+284.5% | $6,342+166.6% |
| Admin fee / account holder | $61,740 | $11,228+449.9% | $7,408+733.5% | $12,312+401.4% |