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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,749 | $81,208-9.2% | $98,920-25.4% | $79,856-7.6% |
| Participation rate | 66.7% | 72.5%-5.8pp | 76.0%-9.4pp | 69.6%-3.0pp |
| Annual return | 19.96% | 60.99%-41.0pp | 196.47%-176.5pp | 31.71%-11.7pp |
| Employer contribution / active EE | $959 | $1,960-51.0% | $2,689-64.3% | $2,471-61.2% |
| Participant deferral / active EE | $3,279 | $3,265+0.4% | $4,245-22.7% | $3,741-12.3% |
| Admin fee / account holder | $4,599 | $6,013-23.5% | $6,643-30.8% | $5,306-13.3% |