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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,678 | $118,496+376.5% | $98,461+473.5% | $139,466+304.9% |
| Participation rate | 55.6% | 77.5%-21.9pp | 75.2%-19.6pp | 80.3%-24.8pp |
| Annual return | 20.35% | 18.96%+1.4pp | 21.17%-0.8pp | 373.66%-353.3pp |
| Employer contribution / active EE | $1,141 | $3,611-68.4% | $3,049-62.6% | $4,754-76.0% |
| Participant deferral / active EE | $7,057 | $5,393+30.9% | $4,738+48.9% | $6,712+5.1% |
| Admin fee / account holder | $2,732 | $14,056-80.6% | $8,961-69.5% | $11,409-76.1% |