Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,494 | $37,446+61.6% | $77,513-22.0% | $79,852-24.2% |
| Participation rate | 56.3% | 41.5%+14.7pp | 54.2%+2.1pp | 69.6%-13.4pp |
| Annual return | 10.03% | 39.76%-29.7pp | 54.81%-44.8pp | 31.72%-21.7pp |
| Employer contribution / active EE | $626 | $637-1.8% | $987-36.6% | $2,471-74.7% |
| Participant deferral / active EE | $2,312 | $1,261+83.4% | $1,861+24.2% | $3,740-38.2% |
| Admin fee / account holder | $9,731 | $2,506+288.3% | $2,859+240.4% | $5,306+83.4% |