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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,034 | $35,183+357.7% | $73,550+118.9% | $70,126+129.6% |
| Participation rate | 53.3% | 42.9%+10.4pp | 54.9%-1.6pp | 69.5%-16.2pp |
| Annual return | 14.43% | 26.90%-12.5pp | -15.16%+29.6pp | 73.15%-58.7pp |
| Employer contribution / active EE | $672 | $709-5.1% | $1,219-44.9% | $2,343-71.3% |
| Participant deferral / active EE | $2,340 | $1,220+91.8% | $1,804+29.7% | $3,332-29.8% |
| Admin fee / account holder | $626 | $2,302-72.8% | $2,320-73.0% | $4,645-86.5% |