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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,160 | $32,117+65.5% | $71,086-25.2% | $64,173-17.2% |
| Participation rate | 55.2% | 42.7%+12.5pp | 54.7%+0.5pp | 69.6%-14.4pp |
| Annual return | -4.05% | -5.57%+1.5pp | 650.59%-654.6pp | 7.63%-11.7pp |
| Employer contribution / active EE | $758 | $712+6.4% | $1,088-30.3% | $2,381-68.2% |
| Participant deferral / active EE | $2,468 | $1,263+95.4% | $1,874+31.7% | $3,470-28.9% |
| Admin fee / account holder | $89,391 | $2,759+3139.7% | $3,082+2800.1% | $4,887+1729.0% |