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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,719 | $34,316+65.3% | $74,722-24.1% | $72,975-22.3% |
| Participation rate | 71.4% | 42.4%+29.0pp | 54.5%+17.0pp | 69.5%+1.9pp |
| Annual return | 17.72% | 26.58%-8.9pp | 753.11%-735.4pp | 81.01%-63.3pp |
| Employer contribution / active EE | $906 | $692+31.0% | $1,084-16.4% | $2,440-62.9% |
| Participant deferral / active EE | $2,759 | $1,272+116.9% | $1,963+40.5% | $3,608-23.5% |
| Admin fee / account holder | $1,832 | $2,125-13.8% | $3,335-45.1% | $5,124-64.2% |