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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,668 | $106,524-12.1% | $152,301-38.5% | $87,485+7.1% |
| Participation rate | 91.4% | 75.8%+15.7pp | 82.4%+9.0pp | 68.9%+22.5pp |
| Annual return | 10.77% | 26.89%-16.1pp | 80.50%-69.7pp | 26.06%-15.3pp |
| Employer contribution / active EE | $3,443 | $3,371+2.1% | $4,624-25.6% | $2,596+32.6% |
| Participant deferral / active EE | $7,115 | $6,525+9.0% | $8,004-11.1% | $4,274+66.5% |
| Admin fee / account holder | $29,473 | $8,287+255.7% | $14,398+104.7% | $7,775+279.1% |