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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,668 | $106,749-12.3% | $145,433-35.6% | $82,448+13.6% |
| Participation rate | 91.4% | 75.6%+15.8pp | 82.1%+9.3pp | 68.1%+23.4pp |
| Annual return | 10.77% | 27.59%-16.8pp | 66.58%-55.8pp | 41.64%-30.9pp |
| Employer contribution / active EE | $3,443 | $3,4440% | $4,554-24.4% | $2,551+35.0% |
| Participant deferral / active EE | $7,115 | $6,519+9.2% | $7,897-9.9% | $4,139+71.9% |
| Admin fee / account holder | $29,473 | $8,390+251.3% | $13,129+124.5% | $7,234+307.4% |