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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,668 | $107,421-12.8% | $182,262-48.6% | $94,015-0.4% |
| Participation rate | 91.4% | 77.8%+13.6pp | 84.2%+7.2pp | 70.8%+20.6pp |
| Annual return | 10.77% | 21.32%-10.5pp | 140.60%-129.8pp | 17.84%-7.1pp |
| Employer contribution / active EE | $3,443 | $3,448-0.1% | $5,046-31.8% | $2,790+23.4% |
| Participant deferral / active EE | $7,115 | $6,558+8.5% | $8,276-14.0% | $4,249+67.4% |
| Admin fee / account holder | $29,473 | $8,692+239.1% | $16,712+76.4% | $8,951+229.3% |