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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,193 | $43,344+50.4% | $59,899+8.8% | $64,173+1.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 74.7%+25.3pp | 69.6%+30.4pp |
| Annual return | -1.95% | -1.55%-0.4pp | 3.46%-5.4pp | 7.63%-9.6pp |
| Employer contribution / active EE | $1,826 | $2,030-10.0% | $2,723-32.9% | $2,381-23.3% |
| Participant deferral / active EE | $3,557 | $2,547+39.6% | $3,402+4.5% | $3,470+2.5% |
| Admin fee / account holder | $1,930 | $3,008-35.8% | $3,592-46.3% | $4,887-60.5% |