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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,661 | $45,087+81.1% | $69,483+17.5% | $72,976+11.9% |
| Participation rate | 97.9% | 68.5%+29.4pp | 74.6%+23.3pp | 69.5%+28.4pp |
| Annual return | 21.75% | 22.67%-0.9pp | 28.99%-7.2pp | 81.02%-59.3pp |
| Employer contribution / active EE | $1,435 | $2,055-30.2% | $2,780-48.4% | $2,440-41.2% |
| Participant deferral / active EE | $3,267 | $2,603+25.5% | $3,537-7.6% | $3,608-9.4% |
| Admin fee / account holder | $4,902 | $3,057+60.3% | $3,841+27.6% | $5,124-4.3% |