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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,668 | $49,255+80.0% | $70,494+25.8% | $79,856+11.0% |
| Participation rate | 98.9% | 69.2%+29.8pp | 75.1%+23.9pp | 69.6%+29.3pp |
| Annual return | 18.43% | 30.10%-11.7pp | 109.16%-90.7pp | 31.71%-13.3pp |
| Employer contribution / active EE | $2,878 | $2,100+37.1% | $2,738+5.1% | $2,471+16.5% |
| Participant deferral / active EE | $4,006 | $2,768+44.7% | $3,711+8.0% | $3,741+7.1% |
| Admin fee / account holder | $9,965 | $2,879+246.1% | $3,848+159.0% | $5,306+87.8% |