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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,863 | $97,648-70.4% | $121,663-76.3% | $87,485-67.0% |
| Participation rate | 100.0% | 70.5%+29.5pp | 74.5%+25.5pp | 68.9%+31.1pp |
| Annual return | 13.81% | 18.03%-4.2pp | 147.54%-133.7pp | 26.06%-12.3pp |
| Employer contribution / active EE | $1,413 | $2,300-38.6% | $3,020-53.2% | $2,596-45.6% |
| Participant deferral / active EE | $1,793 | $3,923-54.3% | $4,887-63.3% | $4,274-58.0% |
| Admin fee / account holder | $7,929 | $11,100-28.6% | $14,289-44.5% | $7,775+2.0% |