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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,863 | $94,031-69.3% | $115,768-75.1% | $82,448-65.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 13.81% | 20.61%-6.8pp | 100.46%-86.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,413 | $2,323-39.2% | $2,940-51.9% | $2,551-44.6% |
| Participant deferral / active EE | $1,793 | $3,972-54.8% | $4,917-63.5% | $4,139-56.7% |
| Admin fee / account holder | $7,929 | $10,249-22.6% | $12,439-36.3% | $7,234+9.6% |