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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,458 | $96,731+82.4% | $123,973+42.3% | $86,983+102.9% |
| Participation rate | 97.8% | 70.0%+27.8pp | 76.7%+21.2pp | 69.5%+28.3pp |
| Annual return | 9.84% | 17.33%-7.5pp | 388.13%-378.3pp | 25.83%-16.0pp |
| Employer contribution / active EE | $4,403 | $3,297+33.6% | $4,126+6.7% | $2,584+70.4% |
| Participant deferral / active EE | $3,900 | $4,152-6.1% | $5,247-25.7% | $4,194-7.0% |
| Admin fee / account holder | $5,483 | $8,722-37.1% | $11,799-53.5% | $7,856-30.2% |