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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,485 | $63,346+57.1% | $92,240+7.9% | $70,126+41.9% |
| Participation rate | 95.8% | 68.7%+27.2pp | 76.5%+19.4pp | 69.5%+26.3pp |
| Annual return | 11.63% | 530.19%-518.6pp | 176.29%-164.7pp | 73.15%-61.5pp |
| Employer contribution / active EE | $3,116 | $2,471+26.1% | $3,680-15.3% | $2,343+33.0% |
| Participant deferral / active EE | $3,061 | $2,854+7.3% | $3,897-21.5% | $3,332-8.1% |
| Admin fee / account holder | $3,705 | $3,841-3.5% | $5,194-28.7% | $4,645-20.2% |